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Owners who see the tight weeks coming.

Studios, roasteries, practices and workshops use Tarn to plan the purchase, the hire and the slow season before the cash decides for them.

Read the Clayhaus story Book a walkthrough
Mara Lindqvist, owner of Clayhaus Ceramics, in her studio

Scenario · Move kiln deposit to week 21

$161,200 lowest week

Above the $150k floor

Clayhaus Ceramics · Portland, OR

Clayhaus saw a tight winter coming in spring.

A ceramics studio with a holiday peak and a quiet January used scenarios to time a $24,000 kiln, and has not drawn on its credit line since.

“We used to find out about a tight month when it arrived. Now we see it in spring, and we move the kiln order instead of calling the bank.”

Mara LindqvistOwner, Clayhaus Ceramics
6 weeks
earlier warning on a cash dip
$40k
credit line they never had to draw
$24k
kiln bought without borrowing
Read the Clayhaus story

Four businesses, four kinds of cash.

Mara Lindqvist, owner of Clayhaus CeramicsClayhaus CeramicsCeramics studio and wholesale · 14 people · Portland, OR6 weeksearlier warning on a cash dipRead the Clayhaus storyDev Raman, co-founder of Ostra Coffee RoastersOstra Coffee RoastersCoffee roastery and cafés · 31 people · Seattle, WA$62kfreed from an idle cash bufferRead the Ostra storyAmara Osei, founder of Fernwood Landscape StudioFernwood Landscape StudioLandscape architecture · 9 people · Denver, CO0missed payroll runs since joiningRead the Fernwood storyTom Halvard, owner of Halvard JoineryHalvard JoineryBespoke joinery and kitchens · 22 people · Minneapolis, MN8%better price on bulk timberRead the Halvard story

What owners measure after a year.

We ask every customer which number changed most. These are their answers, before Tarn and today.

“We had been holding a second van’s worth of cash in an account for two years, just in case. The forecast showed us the case never came.”

Dev RamanCo-founder, Ostra Coffee RoastersRead the Ostra story
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